A rear-end impact from a commercial vehicle can leave more than vehicle damage. When the collision causes a traumatic brain injury, the medical and insurance questions often go beyond a simple property claim.
In a recent matter, our client was hurt in a commercial vehicle rear-end collision and sustained a traumatic brain injury. Despite a policy limit of $1,000,000, the team secured an additional $400,000 beyond that limit. Working with the Law Offices of Jimmy De La Espriella (DLE Lawyers), those figures reflect the recovery pursued on the facts of that claim.
Past results do not guarantee a similar result. Every case turns on its own facts, insurance, and injuries.
Policy limits and traumatic brain injury
Liability policies have limits — a maximum the insurer may pay under that coverage. In a commercial rear-end crash, that limit may not match the full cost of care for a traumatic brain injury (TBI). TBI claims can involve hospital care, neurology, cognitive changes, and long-term treatment that insurers often dispute.
When the available liability limit is not enough, other paths may need review: additional policies, excess or umbrella coverage, UM/UIM, or other responsible parties, depending on the facts. There is no single formula. The caption of this matter described a $1,000,000 policy limit and an additional $400,000 secured beyond that limit — not a guarantee of the same structure in another case.
Lopez Law is based in Coral Gables and handles Florida commercial-vehicle, TBI, and other injury cases statewide from that office. For a confidential review, call 305-605-6739.
This is not legal advice.