When is an Accident Reportable?

Most car accidents are minor fender benders that cause little more than a few dents and bruises. However, some accidents are much more serious, leading to extensive property damage and/or injuries. So, when is an accident reportable? Here's what you need to know.

Generally speaking, you must report an accident to the police if it meets one or more of the following criteria:

-There are injuries involved.

-There is significant property damage.

-A hit and run occurred.

-You suspect that drugs or alcohol were involved.

-You feel unsafe or uncomfortable exchanging information with the other driver.

-The other driver refuses to provide their insurance information.

Of course, there are always exceptions to the rule. For instance, in some states, you may not have to report an accident if it occurs on private property. Additionally, if the damage is minimal and everyone involved seems cooperative, you may be able to forgo involving the police and instead exchange information directly with the other driver (although we still recommend getting a police report for your own records).

If you're ever unsure about whether or not you should involve the police, be on the side of caution and make the call. It's better to be safe than sorry!

Police involvement isn't always necessary after a car accident, but there are certain situations where it's mandatory (or at least strongly advisable). These include accidents that result in injuries, substantial property damage, hit and runs, suspected drunk driving, or confrontational drivers who refuse to exchange information. If you're unsure about whether or not you should involve the police, it's always better to be on the side of caution.